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Our team at Verta Associates OÜ works closely with a pool of family offices, banks and UHNW clients who are able to provide loans against high quality collections whether it be single stock or a portfolio. We work closely with advisors to ensure that your art operational team can take all the necessary insurance arrangements. The strength of a collection can allow for higher art mortgage risk and we have been able to achieve as high as 60% LTV. Clients can then utilize a non-performing asset and redefine art acquisition as an investment strategy evidenced by our growing art pool. The provenance of each piece is key including collecting history with certified Know your Customer (KYC) documentation. We are very careful with information and do not share this with to third parties, with every stage of the lending process being carried with your consent. In some cases we can secure a term loan of upto 5 Years with our ideal lending amount being between €2-5,000,000 with ideal pieces from these period: Post-War & Contemporary Art Impressionist & Modern Art, Prints & Multiples Modern & Post War British Art American Art, 19th Century European Paintings, Victorian, Pre-Raphaelite & British Impressionist Art Dutch Old Masters We have unique lenders that will look at a worthy car collection or wine portfolio on a case by case basis. Our key strengths and specialisms are often assisting UHNW families who are running charities, foundations and museums. Terms Loans can assists liquidity issues that need match with a charitable organization's SROI (Social Return on Investment) strategy.
Our services include:
Social and Impact Auditing fund construction capability.
Experience in creating Dedicated Private Family Funds with a social purpose.
Unique network of premium advisors able to develop right financial structure for venture philanthropy.
Cash Management and unique lending facilities for HNW individuals looking to expand by MRI (Mission Related Investing) .
Discretionary Portfolio Management capability allowing offsetting investment income return.
If you believe you should have access for further information please contact